Dedicating time and headspace to planning can set you up for a health care approach that’s preventive rather than reactive, and that can offer peace of mind.
Do you have a health care notebook?
Being organized is the key to preparation during stressful times, so keep a journal or even use an app on your smartphone.
- Notes during doctor appointments
- Questions for your provider
- Plan of action between visits
- List of medications, dosages, and regimen
- Results of recent blood work, blood pressure, and other tests
- Dates of vaccinations, ongoing treatments, and surgeries
Do you know the lingo?
Knowing the basic medical verbiage can help you with better decision-making when you’re under pressure.
- Premium: The amount you pay for your health insurance every month
- Deductible: The amount you pay for covered health care services before your insurance plan kicks in
- Co-payment: A fixed amount you pay for a covered medical service
- Coinsurance: The portion of the cost of a covered health care service you pay after you’ve paid your deductible
- Out-of-pocket maximum: The most you pay for covered services in a plan year
Do you have tools to help with Medicare?
Make it a habit to review your plan during each open enrollment period. Things change in life and coverage, and you don’t want to be caught unaware.
If you feel like you need help organizing your health care, Mosaic is here to help. Plus, a quick call this month might bring to light any portfolio management oversights.
We’d Love to Help You With Your Medicare Plan
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